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Our unique process is streamlined and fast.
Borrower
WSFC


1.Qualifications
& Pre-approval

 

Submits to WSFC Account
Manager

  • Loan submission , loan application and supplement
  • TriMerge Credit Report
  • Purchase & Sales agreement (if applicable)
Financial Agreement (one time submission)

Written Conditional Pre-approval letter (CPL) will be issued within 72 hours of complete package submission stipulating:

  • Loan amount
  • Rate
  • Documents required for underwriting
  • Documents required for closing
Estimated fee for appraisal

2. Underwriting
  • Submits signed CPL and appraisal processing fee.
  • Submits all additional information and documentation
Maintains communication
  • Order appraisal
  • Orders title
  • Conducts fraud guard
  • Obtains environmental insurance
  • Conducts real estate and income analysis
( when applicable)

     

3. Closing & Funding

 
Submits signed commitment and schedules a closing date
  • Coordinates with title company and attorney
  • Prepares all loam documents and sends to closing agent (same day funding available for purchases)
  • Sends executed docs to custodian for review
  • Issues funding next day
 

Wall Street Financial Corporation 75 Lane Road, Fairfield, NJ 07004
Licensed Lender by the NJ Department of Banking and Insurance. Also licensed lenders in the states of PA, FL, CT, MD, SC, DE, and Virginia State Corporation Commission. Registered Mortgage Broker in New York State securing mortgages through a 3rd party lender. Tel. 888-508-5626, fax. 973-808-8868
Email: customer_support@wsfc.net